SC Commission & Closing Time Report

SC realtors waited 87 days (DTC) from contract to close in January 2026 — up 6.1% from last year

What the latest SC MLS data means for your commission cash flow — all 16 regions, 3-year trend, and the statewide cash flow gap

SC Industry Avg — MLS Data Avg DTC — January 2026 87 days +6.1% vs January 2025 ⚡ CE funds in 1–2 business days
Homes closed 5,511 +2.0% vs January 2025
Median price $340,000 +0.9% vs January 2025
Avg commission unpaid ~$10,200 sitting for 87 days
Industry avg: 87 days to close Commission Express funds in 1–2 business days
Angle 1
More closings, longer waits — the cash flow squeeze

SC realtors closed 5,511 transactions in January 2026. More deals closed. More commissions earned. But from the moment a contract was signed to the day agents got paid, they waited an average of 87 days (DTC — Days to Close). That is 6.1% longer than January 2025. The market is busier and the wait is getting longer at the same time. More money earned means more money sitting unpaid for longer.

Angle 2
3-year April DTC trend — getting slower every year

January 2024 statewide DTC was 72 days. January 2025 came in at 82 days. January 2026 landed at 87 days. Three consecutive years, three consecutive increases. The trend is structural, not seasonal.

January 2024 DTC 72 days
January 2025 DTC 82 days
January 2026 DTC 87 days
Angle 3
Seasonal pattern — April should improve. It did not.

January is historically SC's slowest closing month. Fewer buyers, fewer contracts, and longer waits are typical. But January 2026 came in at 87 days — 6.1% longer than January 2025. Even the slowest month of the year is getting slower.

Angle 4
Regional DTC — find your market

Contract-to-close times vary dramatically across South Carolina. The same state, the same month — but a Hilton Head agent waits more than 2.5 times longer than a Charleston agent to receive the same commission check.

Filter by region: Statewide avg: 87 days
Region DTC — January 2026 vs Statewide avg YoY change
Charleston Trident59 days28 days faster+18.0%
Greater Columbia62 days25 days faster+12.7%
Spartanburg62 days25 days faster+21.6%
Sumter/Clarendon County63 days24 days faster-17.1%
Greater Greenville82 days18 days faster+13.1%
Piedmont Regional82 days18 days faster+16.9%
Pee Dee87 days9 days faster+11.4%
Central Carolina82 days5 days faster+28.1%
Western Upstate97 days10 days slower+31.1%
Cherokee County120 days33 days slower-11.8%
Greater Augusta122 days35 days slower+3.4%
Aiken126 days39 days slower+1.6%
Beaufort131 days44 days slower+10.1%
Coastal Carolinas132 days45 days slower-2.9%
Greenwood136 days49 days slower-3.5%
Hilton Head Area140 days53 days slower+6.9%
Angle 5
3-year DTC trend — SC realtors waiting longer every year

The January 2026 Days to Close figure is part of a multi-year pattern across South Carolina. January 2024 the statewide average was 72 days. By January 2025 it had risen to 82 days. January 2026 came in at 87 days. That is 15 more days of unpaid commission per transaction than two years ago — with no sign of reversal.

January 2024 DTC 72 days
January 2025 DTC 82 days
January 2026 DTC 87 days
Angle 6
The statewide cash flow gap — 479,457 agent-days unpaid

Multiply the number of January 2026 closings by the average DTC and you get a picture of how much earned but unpaid commission is sitting in the SC pipeline at any given moment. In January 2026 that number reached 479,457 agent-days of unpaid commission statewide. The busier the market gets and the longer contracts take to close, the bigger that number grows.

5,511 closings × 87 days avg DTC 479,457 agent-days of earned but unpaid commission sitting in South Carolina — January 2026
Angle 7
Bigger commission checks — sitting unpaid even longer

The SC median home price in January 2026 was $340,000 (+0.9% from last year). At a 3% commission rate that is approximately $10,200 per transaction. That check is sitting unpaid for an average of 87 days (DTC) from contract signing. As both prices and DTC continue to move, the dollar amount of commission sitting unpaid per agent changes every month.

Median home price $340,000
Avg commission (~3%) ~$10,200
Sitting unpaid for 87 days
Don't wait 87 days (DTC) from contract to close
Commission Express of South Carolina — funded in 1–2 business days after contract signing. No credit check.
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