SC Commission & Closing Time Report

SC realtors waited 78 days (DTC) from contract to close in April 2026 — up 13% from last year

What the latest SC MLS data means for your commission cash flow — all 16 regions, 3-year trend, and the statewide cash flow gap

SC Industry Avg — MLS Data Avg DTC — April 2026 78 days +13% vs April 2025 ⚡ CE funds in 1–2 business days
Homes closed 7,973 +1.5% vs April 2025
Median price $342,900 +0.9% vs April 2025
Avg commission unpaid ~$10,287 sitting for 78 days
Industry avg: 78 days to close Commission Express funds in 1–2 business days
Angle 1
More closings, longer waits — the cash flow squeeze

SC realtors closed 7,973 transactions in April 2026 — up 1.5% from the same month last year. More deals closed. More commissions earned. But from the moment a contract was signed to the day agents got paid, they waited an average of 78 days (DTC — Days to Close). That is 13% longer than April 2025. The market is busier and the wait is getting longer at the same time. More money earned means more money sitting unpaid for longer.

Angle 2
3-year April DTC trend — getting slower every year

April 2024 statewide DTC was 67 days. April 2025 came in at 69 days. April 2026 landed at 78 days. Three consecutive Aprils, three consecutive increases. Even spring — historically SC's fastest closing season — is getting slower every year. The trend is structural, not seasonal.

April 2024 DTC 67 days
April 2025 DTC 69 days
April 2026 DTC 78 days
Angle 3
Seasonal pattern — April should improve. It did not.

Spring is historically the strongest closing season in South Carolina. Buyer activity picks up, transactions accelerate, and contract-to-close times typically shorten from the slower winter months. April 2026 did improve compared to Q1 — but it failed to match the pace of April 2025. When a month that should be performing well is still running 13% behind last year, that is a structural signal, not a seasonal blip. SC realtors are entering the busy season with a bigger cash flow gap than they had 12 months ago.

Angle 4
Regional DTC — find your market

Contract-to-close times vary dramatically across South Carolina. The same state, the same month — but a Hilton Head agent waits more than 2.5 times longer than a Charleston agent to receive the same commission check.

Filter by region: Statewide avg: 78 days
Region DTC — April 2026 vs Statewide avg YoY change
Charleston Trident51 days27 days faster+8.5%
Piedmont Regional58 days20 days faster+9.4%
Greater Columbia56 days22 days faster+9.8%
Greater Greenville57 days21 days faster+16.3%
Sumter/Clarendon County60 days18 days faster+5.3%
Pee Dee67 days11 days faster-19.3%
Spartanburg66 days12 days faster+83.3%
Western Upstate79 days1 day slower+23.4%
Greenwood94 days16 days slower-15.3%
Central Carolina93 days15 days slower+16.3%
Cherokee County121 days43 days slower+80.6%
Greater Augusta122 days44 days slower+19.6%
Aiken127 days49 days slower+25.7%
Coastal Carolinas127 days49 days slower+1.6%
Beaufort139 days61 days slower+26.4%
Hilton Head Area131 days53 days slower+89.9%
Angle 5
3-year DTC trend — SC realtors waiting longer every year

This is not a one-month anomaly. The contract-to-close trend in South Carolina has been moving in one direction for three consecutive years. In April 2024 the statewide average was 67 days. By April 2025 it had risen to 69 days. April 2026 came in at 78 days. That is 11 more days of unpaid commission per transaction than two years ago — a 16% increase since 2024 with no sign of reversal.

April 2024 DTC 67 days
April 2025 DTC 69 days
April 2026 DTC 78 days
Angle 6
The statewide cash flow gap — 621,894 agent-days unpaid

Multiply the number of April closings by the average DTC and you get a picture of how much earned but unpaid commission is sitting in the SC pipeline at any given moment. In April 2026 that number reached 621,894 agent-days of unpaid commission statewide. The busier the market gets and the longer contracts take to close, the bigger that number grows. April 2026 represents the highest this figure has been in the 26 months tracked in this report.

7,973 closings × 78 days avg DTC 621,894 agent-days of earned but unpaid commission sitting in South Carolina — April 2026
Angle 7
Bigger commission checks — sitting unpaid even longer

The SC median home price in April 2026 was $342,900 — up 0.9% from last year. At a 3% commission rate that is approximately $10,287 per transaction. That check is sitting unpaid for an average of 78 days (DTC) from contract signing. As both prices and DTC continue to rise, the dollar amount of commission sitting unpaid per agent grows every month. The combination of higher prices and longer wait times is compounding the cash flow pressure on SC realtors.

Median home price $342,900
Avg commission (~3%) ~$10,287
Sitting unpaid for 78 days
Don't wait 78 days (DTC) from contract to close
Commission Express of South Carolina — funded in 1–2 business days after contract signing. No credit check.
← March 2026 Data: SC REALTORS® MLS, April 2026 May 2026 — coming next month
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